Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?

12-02-2019 17:02

Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?

The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before.

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Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?

The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before.

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Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?

The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before.

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Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?

The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before.

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Is it legal for an insurance company to have a totaled car repaired and give it back to the owner?

The car was already determined to be totaled by the insurance company because the cost to repair the car exceeded 70% of the fair value of the car but not the total fair value. Instead of giving us the fair value, however, the insurance company decided to have the car repaired and give it back to us because it still cost the insurance company less money. Now it is apparent that car does not function as well as before.

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“I have one car with 24 years no claims and am going to be the policy holder for my sons car. Can i put down that i have 24 years no claims or do i have to start again (in the sense put 0 down??)Im quite confused by the process as i haven’t had to do this before, also it is very difficult for him to afford insurance if we don’t do it this way so if anyone knows of any good cheap insurance companies””

“I live in Oklahoma, my wifes parents just cancelled all the kids auto insurance, I’m going to get my wifes insurance on my policy but I was wondering if we could add her brothers and sister to ours as well? They’re young and are having a hard time paying bills the way it is. I thought if I put them on ours then they would get a little discount. They don’t live with us. Is that a requirement? Any help would be appreciated, thanks.””

“Cheap auto insurance in tampa. less then 75 month?

“one guy rear ended me on september 25th, but his insurance company still have not claimed yet. they said we have not contacted our insurer, so we can not claim this liability i call he and his insurance company to check what’s going on, but they never pick up the their phone. what do i need to, shoul i call them to court (my car’s mufflier and bumper broken, about $ 800 to fix it?””

“Alright, so I’m getting a car soon and I’m checking out insurances and I can’t believe how #%@$ing expensive it is!!! I know I’m 19 and I’m a male so I will have expensive insurance but c’mon, they’re basically wanting to charge me like almost 400 dollars a month!! Does anyone know what insurance companies are the cheapest? I already checked esurance and aigdirect. I have a daughter so I don’t want just liability, I want good insurance.””

“ok, im 14 and im planning on buying a jeep wrangler in two years for my first car because i really like jeeps. but my dad says that insurance rates are high enough for jeeps already, but being a 16 year old guy would only make it worse. So i just want to know about how much it would cost a month to insure a jeep wrangler (not a newer model) with geico?””

“Is there a place I can get affordable life insurance?

“My mom just bought a new car and she wants to add me (a new driver) to her policy. How much would our insurance increase/decrease comparing to as if I bought the car myself.

“Also looking for for a Mrs.Mary Blair of Dowa Insurance

“i have to wait til my next paycheck to pay my car insurance but the due date for the bill is march 16 and i dont get paid til the 21st. what happens? i have commerce insurance if that helps.

“I am having a hard time getting my without insurance. I have a permit but I need insurance to take the drivers test, but I don’t have anyone to put me on theirs so I can take the test. Is there anything I can do so I can get insurance. Please help me””

“I am 20 years old and full coverage and i wrecked my car at my own fault today, and while its getting fixed i need a rental car, does state farm pay for it?””

“Is it possible for a canadian citizen to buy car insurance in america, if so, how does he do that? My brother lives in america and I live in canada, I want to get car insurance from America as it is cheaper. Is that possible and is it legal?””

“Making a New Auto Insurance Quote versus Renewal on Same Insurance Company Costs Less? My auto insurance will expire very soon and I noticed that I haven’t received any renewal offers from my current insurance provider. So without hesitation I visited their official site and did some new quote. Virtually, I am a new customer if I choose to purchase this quote — which will cost me only $380.00 Two days later, I finally received a renewal offer via e-mail. Take note again that this is the same insurance company, same insurance policy coverages, same policy number — But there’s a difference! To renew, it’ll cost me $518.00 To my startled mind, I made a quick visit on this existing policy account online and checked the declarations page for this renewal offer. Unfortunately for some reason, the website cannot display this said page. What’s going on here? Could there be a conflict if I choose to buy a new policy with presumably will make a new policy number with the SAME insurance company? Is there some sort of money making scheme going on in here? I have been informed also that if you create a new quote, and purchase that new quote BUT from the same company you appear as a virtual new customer but having the same name and complete information. Is doing so ok?””

“hi there i want the cheapest car insurance that you can get i have already used comparing websites but the quote’s are too much! Is there any other website that can help me get them quotes get knocked down or another way to get around it?

“Is it legal in the state of Kentucky to own a car without auto insurance if I don’t drive?

“How much is the average insurance on a mustang v6 for a 16 year old?

“Car was stolen, then recovered, with some damage. I have comprehensive. Insurance company is sure to cover body work. Will they also check and/or compensate me for less obvious damage (i.e. the wear and tear to the car incurred from being drag-raced for several hours)? Will they compensate me for items of value stolen out of the car? How does that work?””

“I recently got a new job, and my income combined with my husbands will be just over 200% of the Federal Poverty Level, making us ineligible for the $20/month payment for Medikids. It would cost $160 for each of our 2 children to continue this full coverage/no co-pay insurance. We cannot afford this. What are some other options? We definitely cannot afford insurance for the whole family.””

“turned 17 and just passed my driving test living in london. was thinking of an Ford fiesta zetec s 1.6 Xreg Shape? however is the insurance cheap on it ? or are they any other 1.6’s + that are cheap to insure at this age? e.g. E36 318i?

“How much does Geico car insurance cost?

“Hey I’m looking to get a new car I’m 22 been driving 3 years and have been driving a boring 1.2 since I started so i finally ready for a new car. I got some quotes I originally jus wanted a 1.6 pertol or something but I got a few quotes on more powerful cars just for a laugh. To my suprise I can actually get insured on cars like 2.5 litre turbo ford focus st and golf gti etc. so now obvioulsy i want one of them but concerned about fuel consumption might cost alot I was also thinking about a audi a3 2.0 tdi which is a diesal. heres where i get confused the focus and golf are a fair bit cheaper to insure than the less powerful diesal a3 I really crnt get my head around this, I have got my quotes from confused.com and had one directly from a insurance website it seems strange and too good to be true. Any know why this is and also anyone got any suggestion on fuel consumption in big engine pertol cars””

“Looking for good affordable health insurance.

“What is the benefit of buying life insurance if you are young and not married and have no kids?

“Ive been with mu current insurance company for about 5 years now. My policy will be ending soon. I have a good driving record except for one speeding ticket back in 2009. Im proud to …show more

“I hope to drive when i get too 17. Ive already got 900 saved for driving lessons, And the car will be bought for a 18th birthday present. Im just wondering how much it would be on average to insure myself, at 17, with a car probably about 04/05 Plate, maybe a corsa, or a KA, not something to flashyy. How much on average will it cost in insurance per month?? Thanks..””

“CHEAP CAR INSURANCE LILABITY ONLY

“I am a 16 (almost 17) year old girl. I just finished all of my hours/behind the wheel/drivers ed. I would not be the primary driver and I would not have my own car. I am an honors student with pretty decent grades. About how much money would it be for me to get car insurance?

“Hi all, My wife is 8 month pregnant now and i would like to know if i can apply for any insurance now were i can reimburse/claim the maternity charges if possible Location: India””

“Alright, Well I have a 2005 Nissan 350z 35TH Anniversary edition, And I am going to trade it in on an 05 Pontiac GTO. What would the changes in my insurance be you think?””

“What is a good and cheap insurance company for young drivers ?

“Does auto insurance cost more in Las Vegas than los Angeles?

Does auto insurance cost more in Las Vegas than los Angeles?

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