L Space

18 Feb 19
Stuart Lennon

Nearly there. We enjoyed hosting our friends from Denmark last week. The “Beast”, our car, has new tyres, new brakes and had a full service. Annoyingly, the work on the house drags on into another week, but the end is surely in sight. The corporate stuff is…well, corporate. Time for “Deep Work”, a phrase that […]

18 Feb 19
Mel Feller Entrepreneurial Ideas

Mel Feller MPA, MHR, Discusses Texas Real Estate and Terms to Know
 

Mel is the President/Founder of Mel Feller Seminars with Coaching for Success 360, Inc. and Mel Feller Coaching. Mel Feller is an Innovator and Business Leader. Mel Feller currently maintains an office in Texas. Mel is currently an MBA Candidate.

Why should I buy, instead of rent?

You will love the feeling of having something that is all yours – a home where your own personal style will tell the world who you are. A thriving vegetable garden in the backyard, a tiled entryway, a yellow kitchen… when you own, you can do it all your way! However, there is more to owning a home than personal satisfaction. You can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes, too. And interest will compose nearly all of your monthly payment, for over half the number of years you’ll be paying your mortgage. This adds up to hefty savings at the end of each year. Moreover, you are allowed to deduct the property taxes you pay as a homeowner. If you rent, you write your monthly check and it is gone forever. Another financial plus in owning a home is the possibility its value will go up through the years.

Should I use a Buyer’s Agent? How do I find one?

Using a Buyer’s Agent is a very good idea. All the details involved in home buying, particularly the financial ones, can be overwhelming. A good real estate professional can guide you through the entire process and make the experience much easier. A Buyer’s Agent will be well acquainted with all the important things you will want to know about a neighborhood you may be considering…the quality of schools, the number of children in the area, the safety of the neighborhood, traffic volume, and more. He or she will help you figure the price range you can afford and search the classified ads and multiple listing services for homes you will want to see. With immediate access to homes as soon as they are put on the market, the broker can save you hours of wasted driving-around time. When it is time to make an offer on a home, the Buyer’s Agent can point out ways to structure your deal to save you money. He or she will explain the advantages and disadvantages of different types of mortgages, guide you through the paperwork, and be there to hold your hand and answer last-minute questions when you sign the final papers at closing. In addition, you do not have to pay the Buyer’s Agent anything! The payment comes from the home seller – not from the buyer.

Real Estate 101 Financing

Most all of us will need to finance our home purchase. A very important part of purchasing a home is finding the right lender for you. Here we present some characteristics, which you should look for when choosing and evaluating a lender.

Remember that not only is the lender going to require a pre-qualification process from you before authorizing a mortgage loan – but also that this is a two-way street, and that you will be evaluating the lender to determine if they are the best source for your business. There are also a few things you should be aware of concerning lenders, and we tell you what to look out for.

Questions you should ask or consider when shopping for a lender:

What is his/her reputation within the community?

Approximately how many loans do they close each year?
Mel Feller, MPA, MHR, is a well-known real estate, business consultant, personal development
Consultant and speaker, specializing in performance, productivity, and profits. Mel is the President/Founder of Mel Feller Seminars with Coaching For Success 360, Inc. and Mel Feller Coaching, a real estate and business specific coaching company. His three books for real estate professionals are systems on how to become an exceptional sales performer. His four books in Business and Government Grants are ways to leverage and increase your business Success in both time and money! His book on Personal Development “Lies that Will Sabotage Your Success”.

18 Feb 19
heebie-geebie

(Note the bottom tagline: STUDENTS MAY NOT WRITE OUTSIDE THE BOX. Deviants will be sent for reprogramming.) I had Hawaii’s teacher-parent conference on Friday.  Her teacher is basically fine. (Last year, she defended Trump to some of our friends’ kids, and a shitstorm ensued. This year she has built a wall (if I may) between […]

18 Feb 19
paintsery

Oil Cons: Yellowing You want to do some paіnting, so уou book in a me time that is little. You’ve got a canvas ready, you’ve prepared your ground and now you’re ready tο paint. Acrylic Pros: A Crisp edge Acrylic Pros: Acrylics can be a great alternative to oils if you’re working in a confined […]

18 Feb 19
Lyfeofadrian

On Wednesday November 29th, 2017 at Samuel Goldwyn Theatre in Los Angeles, California. The Academy Science and Technology Council in collaboration with NASA held a panel. This panel was split into two parts. The host was Beverley J. Wood, a industry veteran. She came out of retirement to moderate this panel. One group was the […]

18 Feb 19
Refuge Campus Ministry

“Kick it up a notch” was my ministry philosophy going into this semester.  Last semester was one of CRAZY growth and activity for the ministry scene at Mines.  This term, I’ve been turning my attention toward locking in some of the growth I saw happening during the first few months of the school year. So […]

18 Feb 19

Things have been a bit quiet over here at SHED tiny house and quit the opposite at the 106 year old farm house we are remodeling. The tiny house has been a welcome, quiet and clean respite at the end of long work days and I am equal parts thankful for its current role and […]

18 Feb 19
Electrogeneer

Robotics and Automation Technology is evolving and becoming more day that is advanced day. Gone are days, when you required separate systems or chips to perform a task that is specific. Now, most of the chips and electronic systems are developed with the purpose of performing multiple tasks usіng a single system that comes with […]

18 Feb 19
This Beautiful Sea

2018: We move 1000 miles, acquire an old, neglected farm with a house in terribly ugly condition (from a distance it looks quaint, doesn’t it?) have a fourth baby and are deep in to homeschool life, which finally has a rhythm and sometimes feels downright successful. The house is in pieces right now. It’s too […]

18 Feb 19
Best Online Shopping website

“Koi Pond | Koi Fish | Breed Koi” Product Name: Koi Pond | Koi Fish | Breed Koi [ad_1] Click here to get Koi Pond | Koi Fish | Breed Koi at discounted price while it’s still available… All orders are protected by SSL encryption – the highest industry standard for online security from trusted […]

18 Feb 19
Electrogeneer

The folks at Ryft have more than a decade of experience building FGPAs for federal clients in the Washington D.C. аrea. With the Ryft One, it’s building on the “blank slate” that FPGAs provide to solve problems emerging with big and data workloads that are fast.The Ryft was tested by the cоmрany one against publically […]

18 Feb 19
Georgie's Running Blog

Another batch of lectures and I’m still not sure if I can do this. One reason for this could be that I am extrinsically motivated (Ryan, Frederick, Lepes, Rubio & Sheldon, 1997). In other words, I don’t run because I love it, I run because of a reward at the end of it. The act […]

18 Feb 19
Archy news nety

The Hilton Washington D.C. National Mall will open its doors April 1st. Located above the metro station of D.C. Enfant Plaza, the property is the point of arrival of a renewal and remake of the former Enfant Plaza Hotel. It houses a total of 367 rooms, Hilton Washington The D.C. National Mall promises views of […]

18 Feb 19
Asia Global Studies

  Nationalism Nationalism is the identity and support that people have for their own country. Zakaria views nationalism as a main cause of conflict because of the superiority battles between people as they try to identify their beliefs to be more important than those of others. Nationalism has led to the rise of pride and […]

18 Feb 19
Tip cheap car insurance glendale ca

Tip cheap car insurance glendale ca Tip cheap car insurance glendale ca BEST ANSWER: Try this site where you can compare quotes: https://tinyurl.com/y4dmcxsz RELATED QUESTIONS: Which insurance companies hold driving records the shortest? Is there a loop hole in motorcycle insurance? Affordable dental insurance for my two year old? Can I get a dealer service […]