Mcintosh

14 Dec 18

Here is my final project for the Fall 2018 Media Writing and Production course taught at MCLA. Enjoy! Follow me on Twitter (@AndrewCWrites)

13 Dec 18
SCNG
LAGUNA WOODS — A proposal to increase fees for delinquent assessment payers split the United Mutual board 5-5-0, a vote that sent the resolution back to the staff and finance committee, during the board’s regular meeting on Tuesday, Dec. 11. Revisions to the payment plan — a voluntary agreement provided per member request — would initiate a monthly charge for interest at the rate of 10 percent per annum and introduce an administrative fee of $25 per month, according to a Village Management Services staff report. But some on the board agreed that the month-to-month fees were steep, the wording unclear and the penalty too harsh. “I think $25 is very high. It should be a one-time inception, maintaining this is not going to cost us $25 per month,” Director Sue Margolis said. “We’re going for people that are having trouble paying and we’re really hitting them with a large quantity of money there.” Jeff Beaumont, attorney for United Mutual, explained that interest will be incurred just on the principal sum due, not on late fees or other costs. But United Vice President Carl Randazzo had trouble when trying to explain the resolution to his fellow directors. “There is some confusion here, I have to admit,” he said. As it stands, any member unable to pay regular assessments is entitled to make a written request for a payment plan to the board, which considers requests on a case-by-case basis. The board is under no obligation to grant requests. Resident Maxine McIntosh said she thinks delinquent fees should be part of the shared plan residents move into, unique to the Village from “the outside” world. “Some of these (delinquent payers) will never use lawn bowling, will never play tennis, will never use the stables — and they’re not complaining about paying their share for all of that every month,” she said. “To charge someone who is having trouble and struggling to keep up with their payments every month seems like undue punishment.” Resident Mary Stone disagreed. “I don’t want to pay for your bad debt, sorry. I think that’s wrong,” Stone said in reference to delinquent payers. “I want my assessment fees to go toward use and opportunity (in the Village).” Delinquent charges set on payment plans The board had no issue approving a resolution that would implement a new payment plan agreement that would charge an administrative fee of $25 per effective month in addition to interest for unpaid monetary penalties, fees and chargeable services. Much like delinquency in assessment payments, requests for a payment plan are approved or denied on a case-by-case basis after review by the mutual’s finance committee. Interest would accrue on fees and chargeable services charges, if any, pursuant to the terms of the applicable work order or services agreement, according to a VMS staff report. The board passed the resolution upon first reading 8-2-0, with directors Andre Torng and Sue Margolis in opposition. The resolution must satisfy a 30-day notification requirement and will be revisited in the February meeting. Reserve fund study The board unanimously passed a resolution that pulls $40,000 from United’s reserve fund to implement a budget planning tool that will identify the components that the mutual is responsible to maintain or replace. According to a staff report, the study is updated annually by onsite staff. It relies on a collection of field observations and financial reports that combine into a stable and equitable 30-year funding plan, allowing for timeliness when it comes to major repairs and replacement expenses. In practice of the threshold method, the 30-year plan maintains a net reserve balance above a specific threshold, first established at $3.5 million in 2006 and currently set at $10.4 million in the 2019 reserves plan. “During our recent reserve study announcement, we’ve identified a few issues that we cannot recreate the budget numbers provided to us and we don’t know why,” Torng said, noting that he and Director Manuel Armendariz followed guidelines to equate totals in the budget, but the numbers did not add up. “That was a big problem and that’s why some of us voted no on the budget, which was passed anyway,” Torng said. The reserve funding plan will be issued in January to seek qualified proposals from credentialed reserve specialists. The position requires its recipient to make field observations, provide financial reports and cash flow analysis with consideration for inflation and interest earnings as well as funding plan alternatives. “It’s pretty obvious that there’s not enough disclosure in the greenbook to really understand how all the numbers are put together,” Armendariz said. “I look forward to receiving (the numbers) next year, and I hope it won’t be too shocking.” United passed the resolution 9-1-0, with Torng in opposition. Resale report The average resale price for a co-op in United Mutual in November was $258,083, down from $264,700 in November 2017, according to a VMS staff report. Resales year-to-date numbered 331, down from 432 the same time last year. Sales volume in November was $6.2 million compared with $9.8 million in November 2017.
13 Dec 18
Orange County Register
LAGUNA WOODS — A proposal to increase fees for delinquent assessment payers split the United Mutual board 5-5-0, a vote that sent the resolution back to the staff and finance committee, during the board’s regular meeting on Tuesday, Dec. 11. Revisions to the payment plan — a voluntary agreement provided per member request — would initiate a monthly charge for interest at the rate of 10 percent per annum and introduce an administrative fee of $25 per month, according to a Village Management Services staff report. But some on the board agreed that the month-to-month fees were steep, the wording unclear and the penalty too harsh. “I think $25 is very high. It should be a one-time inception, maintaining this is not going to cost us $25 per month,” Director Sue Margolis said. “We’re going for people that are having trouble paying and we’re really hitting them with a large quantity of money there.” Jeff Beaumont, attorney for United Mutual, explained that interest will be incurred just on the principal sum due, not on late fees or other costs. But United Vice President Carl Randazzo had trouble when trying to explain the resolution to his fellow directors. “There is some confusion here, I have to admit,” he said. As it stands, any member unable to pay regular assessments is entitled to make a written request for a payment plan to the board, which considers requests on a case-by-case basis. The board is under no obligation to grant requests. Resident Maxine McIntosh said she thinks delinquent fees should be part of the shared plan residents move into, unique to the Village from “the outside” world. “Some of these (delinquent payers) will never use lawn bowling, will never play tennis, will never use the stables — and they’re not complaining about paying their share for all of that every month,” she said. “To charge someone who is having trouble and struggling to keep up with their payments every month seems like undue punishment.” Resident Mary Stone disagreed. “I don’t want to pay for your bad debt, sorry. I think that’s wrong,” Stone said in reference to delinquent payers. “I want my assessment fees to go toward use and opportunity (in the Village).” Delinquent charges set on payment plans The board had no issue approving a resolution that would implement a new payment plan agreement that would charge an administrative fee of $25 per effective month in addition to interest for unpaid monetary penalties, fees and chargeable services. Much like delinquency in assessment payments, requests for a payment plan are approved or denied on a case-by-case basis after review by the mutual’s finance committee. Interest would accrue on fees and chargeable services charges, if any, pursuant to the terms of the applicable work order or services agreement, according to a VMS staff report. The board passed the resolution upon first reading 8-2-0, with directors Andre Torng and Sue Margolis in opposition. The resolution must satisfy a 30-day notification requirement and will be revisited in the February meeting. Reserve fund study The board unanimously passed a resolution that pulls $40,000 from United’s reserve fund to implement a budget planning tool that will identify the components that the mutual is responsible to maintain or replace. According to a staff report, the study is updated annually by onsite staff. It relies on a collection of field observations and financial reports that combine into a stable and equitable 30-year funding plan, allowing for timeliness when it comes to major repairs and replacement expenses. In practice of the threshold method, the 30-year plan maintains a net reserve balance above a specific threshold, first established at $3.5 million in 2006 and currently set at $10.4 million in the 2019 reserves plan. “During our recent reserve study announcement, we’ve identified a few issues that we cannot recreate the budget numbers provided to us and we don’t know why,” Torng said, noting that he and Director Manuel Armendariz followed guidelines to equate totals in the budget, but the numbers did not add up. “That was a big problem and that’s why some of us voted no on the budget, which was passed anyway,” Torng said. The reserve funding plan will be issued in January to seek qualified proposals from credentialed reserve specialists. The position requires its recipient to make field observations, provide financial reports and cash flow analysis with consideration for inflation and interest earnings as well as funding plan alternatives. “It’s pretty obvious that there’s not enough disclosure in the greenbook to really understand how all the numbers are put together,” Armendariz said. “I look forward to receiving (the numbers) next year, and I hope it won’t be too shocking.” United passed the resolution 9-1-0, with Torng in opposition. Resale report The average resale price for a co-op in United Mutual in November was $258,083, down from $264,700 in November 2017, according to a VMS staff report. Resales year-to-date numbered 331, down from 432 the same time last year. Sales volume in November was $6.2 million compared with $9.8 million in November 2017.
13 Dec 18
Canberra CityNews

music / “Haydn’s Farewell”, Australian Haydn Ensemble, Albert Hall, December 13. Reviewed by GRAHAM McDONALD.

13 Dec 18

Here is the video that I made for the third campus theme story. The assignment required us to create a two-minute long video story focusing on an aspect of MCLA’s campus.       Follow me on Twitter (@AndrewCWrites)

13 Dec 18
Bedwyr

McIntosh Macintosh of the past year (separate volume stereo sound) book – 2011/2 – Buy – McIntosh Macintosh of the past year (separate volume stereo sound) book – 2011/2

13 Dec 18
Aten

McIntosh Macintosh of the past year (separate volume stereo sound) book – 2011/2 – Buy – McIntosh Macintosh of the past year (separate volume stereo sound) book – 2011/2

13 Dec 18
Tyler McIntosh Portfolio

Thanks for joining me! Good company in a journey makes the way seem shorter. — Izaak Walton

13 Dec 18
Sentinel Colorado

Quidnunc, whose name comes from the Latin  “what now,” is out and about as often as possible  to bring you news overheard in elevators,  rest rooms and spied in various e-mail boxes. QUID HAS HEARD  that the holiday spirit is overflowing across the metro area. Seems that at the Cherry Creek School Board meeting, school board president Dave Willman […]

13 Dec 18
Lacrosse Bucket

Photo Credit: Kirk Rubisch/US Lax Magazine We are just two days away from the 2018-19 NLL season as Saturday marks opening day. The first game of the season will be Buffalo at Philadelphia in a rivalry restored. That game will kickoff what should be a fantastic season. As we sit two days away from the […]

13 Dec 18
STL.News

Defendants Accused of Trafficking Heroin and Methamphetamine Harrisonburg, VIRGINIA – Federal, state, and local officials announced today the arrests of 19 individuals on federal drug-trafficking, firearms, and other charges resulting from a months-long, multi-agency investigation. “The modern opioid epidemic is one of the most vexing problems faced by law enforcement and public-health officials,” U.S. Attorney […]

13 Dec 18
Vintage Electronics

Vintage McIntosh MC250 Stereo Amplifier w/ Manual – Bridgeable – Excellent – Buy – Vintage McIntosh MC250 Stereo Amplifier w/ Manual – Bridgeable – Excellent

13 Dec 18
Talbot Topics

Abbas AE. Surgical Management of Lung Cancer: History, Evolution, and Modern Advances. Curr Oncol Rep. 2018;20(12):98. PMID: 30421260. Abboud CN, Lang N, Fung H, et al. Real-World Safety Experience of Tevagrastim/Ratiograstim/Biograstim and Tbo-Filgrastim, Short-Acting Recombinant Human Granulocyte Colony-Stimulating Factors. Support Care Cancer. 2018. PMID: 30443809. Ablain J, Xu M, Rothschild H, et al. Human Tumor […]

13 Dec 18
FST Stage Directions

by Charles E. Williams Some define privilege as a right or benefit that is given to some people and not to others. To many, privilege is often thought of as something that is earned and not given. The controversial and often hotly disputed term “white privilege” can be thought of as an advantage that white […]

13 Dec 18
Boston News, Weather, Sports | WHDH 7News

ANDERSON, S.C. (AP) — A 16-year-old pleaded guilty Wednesday to two charges of murder for fatally shooting his father in their home and a 6-year-old boy at the South Carolina elementary school he once attended. Jesse Osborne faces 30 years to life in prison without parole when he is sentenced several months from now in […]

13 Dec 18
UPROXX

We asked ‘Top Chef’ judge Padma Lakshmi to grade our best Christmas Desserts. Better grab the chestnuts, it’s time for some roasting!