Merrell

20 Feb 19
Monterey Herald
Helping aging parents manage their financial lives can be challenging. Family dynamics and legal constraints can make even simple tasks complex. If your parents are at a point where they struggle with their financial affairs, increasing your family communication can help them get the help they need. Parents are sometimes reluctant to seek help even as bills go unpaid and credit ratings sink. Keep an eye open for signs of financial stress and look for opportune moments to ask how they are doing. If they sense you are asking out of a true desire to help them, they will be more likely to open up. Siblings can also be a challenge. You may feel that some of your siblings are not equipped with the necessary skills or temperament to help care for your parents. Some siblings may be emotionally distant or even estranged from the family. To the degree possible, reach out and keep them informed. Trying to communicate early in the process will pay big dividends later when critical decisions need to be made. An effective way to facilitate family communication is to organize regular family meetings. It is usually best if parents call the first meeting, but that may not always be possible. As you plan the family meeting set realistic goals about what you want to accomplish. Try to pace the meeting to match the ability of your family members to deal effectively with the material. A family with a history of good communication can probably get through more in one sitting than a family that never talks. Most families will do better if they hold a series of shorter, more focused meetings. By including participants in the creation of the agenda, you will get a sense of which approach is better for your family. You will want to do some preparatory work before your first meeting. Work with your parents and their advisors to pull together a summary of their current situation. If your parents are uncooperative, you may not be able to get very far. However, if they are open to your help, try to get answers to some basic questions: What is their income by source? What are their monthly expenses? How are their investment accounts titled? Who are the beneficiaries on retirement accounts and insurance policies? Who is listed on the deed to their home? Answering these questions will help you better understand your parents’ resources and will also help you protect them from elder abuse. You will also want to review your parents’ health situation, including how much physical care they need. Is their health insurance coverage adequate? How independent are they now and how is that likely to change in coming years? If they become less independent, how will their care be paid for? Will they need family support and if so, how much? With long-term care, the burden of care often falls on the daughters in the family. Is the family prepared for that? Starting the discussion before a crisis hits will allow the family time to work through the issues in a more constructive way. Finally, make sure your parents’ essential estate documents are up to date and reflect your parents’ desires. This includes having a current will, a durable power of attorney for health care and designated health care proxy. If the documents have been around for a while, it is a good idea to have them reviewed by an estate planning attorney. For example, durable powers of attorney for health care must be HIPPA-compliant to be effective. If the document was created before 2001, it may not be HIPPA-compliant and may not work as your parents want it to. Caring for parents in their final years of life can be challenging, but it can also bring great joy. Increasing family communication can help your parents get the help they need. Steven C. Merrell is an investment adviser and partner at Monterey Private Wealth Inc., in Monterey. Send questions concerning investing, taxes, retirement or estate planning to Steve Merrell, 2340 Garden Road Suite 202, Monterey 93940 or steve@montereypw.com.
20 Feb 19
Footwear News

Revenues missed the mark, while profits topped expectations.

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survivor16b

Essex Senior League Venue: Oakside Attendance: TBC 2018-19 Season – Match 51 Tuesday 19th February 2019  – 7.45pm KO Redbridge: Blue Shirts, Blue Shorts, Blue Socks Enfield: Green Shirts, Green Shorts, Green Socks   Enfield deny Redbridge a morale-boosting win with dramatic leveller at Oakside Report by Scott W (Twitter: @ScottMHC14) with photo by Peter D (Twitter: @ped1980) The middle of the […]

20 Feb 19

Here’s another funny video called Merrell Twins Survival Guide for the Woods. Make sure you subscribe and also be sure to watch the bloopers at the end. Also follow us on Twitter & Instagram @merrelltwins and check out our other videos. source

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My Happy Toes

January 12, 2019 I’ve been wearing Correct Toes toe spacers for a year and a half now in an effort to slowly move my toes back to their natural position (see Apparently My Toes Are Not Happy).  Has there been any progress in movement? Has all this effort been worthwhile? Let’s find out. LEFT TOES […]

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Barefoot Bf

  After slacking and taking a week off, I’ve returned.  Here are my notes for my sixth week of training for the 2019 DICK’S Sporting Goods Pittsburgh Marathon.  Training notebooks are posted every Monday (well…) and summarize the previous week: notes, quotes, and anecdotes.  

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The Barefoot Blogger

I’ve finally found some time to begin my blog about my barefoot journey. I wasn’t sure if anyone would actually care or be interested in it but after the responses I’ve had from just 2 weeks on Instagram I decided it was worth giving it a go. I’ve had multiple emails and private messages from […]

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The FN Summit will take on some of the biggest issues that are redefining footwear.

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If you’ve ever wanted to join a hiking group in New Jersey but didn’t know where to start, begin with Hike the World — you’ll find an upbeat group of hikers shining a light on mental health awareness through hiking and getting outside. 

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Fashion

Soft EVA molded footbed for all day cushioning and comfort
Leather upper with quick drying lining
Flexible nonmarking outsole with m-select grip for superior traction

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Jeremiah Sloan

We all love brands, whether we know it or not. We love to scroll through our devices to see what the brands we identify with are doing, and what new thing they have to show to us. Some brands make us feel good or excited. Some make us laugh or cry. Some brands remind us […]

19 Feb 19
Shawn Miller

Utah’s fourth-ranked gymnastics team bounced back from its first loss of the season in impressive fashion Monday, defeating Stanford 197.125-195.8. The Utes were led by MaKenna Merrell-Giles who won the all-around with a 39.5, and MyKayla Skinner, who won all three events in which she competed. Skinner was held out of the floor lineup because […]

19 Feb 19
J-Merrell History 4626 Spring 2019

Source:Census 2000 analyzed by the Social Science Data Analysis Network (SSDAN) These two tables were retrieved from CensusScope’s household income section. These tables, in a basic description, show the percentage of U.S. households that fall into a certain range of total household income. For example, in 1989, 15.45% of households brought in less than $9,999 while 1.57% […]