Pocketbook

22 Feb 19
The Pecan Park Eagle

  Nolan Ryan Strikeouts QUERY: A reader in the Greater Sugar Land area wants to know ~ How much did Nolan Ryan’s career record 5,714 strikeouts each cost his various contract ownerships over the course of his 27-year (1966-1993) $25,725,150 MLB PLAYER compensation career? ANSWER: $4,502.13 was the cost per each of Nolan Ryan’s 5,714 K’s. Determining formula […]

22 Feb 19
Djashleyy

Dictionary – Talahulugan ; Talailigan Dictionary is a book or electronic resource that lists the words of a language (typically in alphabetical order) and gives their meaning, or gives the equivalent words in a different language, often also providing information about pronunciation, origin, and usage. 2. Switch – Gaptol swicth is a device for making […]

21 Feb 19
Tabletop Tales

For Gerard, stepping through the portal feels like falling into an endless hole. Air whips past his face as he plummets, his mouth open in a scream that the wind rips from his lips and casts away into the void. Just as he starts to think that he might be falling forever, the ground rushes […]

21 Feb 19
A Tree Firmly Planted

“Only forgiveness frees us from the injustice of others.” When I heard this quote, I realized that freedom is what I wanted after years of harboring resentment over someone’s sin against me.

21 Feb 19
Group Therapy Academy LLC

These topics come up randomly in every class, sometimes all of them in the same class. I try to address each and every one of them directly. This article was very well written and covers all the topics in depth. Take the time to give it a read, you will not regret it. 10 Things […]

21 Feb 19
From The Darkness Into The Light

Zacchaeus: The Rich, Short Ruler Luke 19:1–10 He wanted to see who Jesus was, but because he was short he could not see over the crowd. (Luke 19:3) Everyone in town knew him, but nobody liked him. He threw the worst parties and was always the first one drunk on his horribly cheap wine. It’s […]

21 Feb 19
Torsade Literary Space

Jean Hess La Catastrophe de la Martinique (forty-four)                 The 18th, there was one more powerful, with detonations at the summit of the mountain, and quakings in the ground of the village. They collected ash and sent this to Fort-de-France, where it was analyzed by M. Mirville. And […]

21 Feb 19
Canoe

OTTAWA — A new online poll conducted by Leger for The Canadian Press suggests the Trudeau Liberals haven’t convinced Canadians the country is doing better under their stewardship. In all 46 per cent of respondents said Canada is doing worse since Justin Trudeau’s Liberal government was elected in 2015, while only 22 per cent believed […]

21 Feb 19
ETInside

The most important show in town requires minding the pocketbook. The Academy of Motion Picture Arts and Sciences scored a good deal with the Dolby Theatre in 2012, smartly leveraging the bankruptcy of former sponsor Kodak to negotiate a new 20-year lease. Financial terms were not disclosed, but it’s estimated that Kodak received $500 million […]

21 Feb 19
Pro Public Ed

The deal is struck after fourteen hours with a state mediator Orange County Schools Educators Association President Marlene Simmons and her bargaining team began negotiations early Monday morning with the intention of stopping the flow of county school educators leaving Orange County Department of Education (OCDE) positions for better working conditions and salaries elsewhere. With […]

21 Feb 19
Russia News Now

CARACAS, VENEZUELA — The United States’ various forms of intervention in Venezuela have generally been dressed up and sold to the American public in pro-democracy and humanitarian costumes.   The high-minded rhetoric notwithstanding, here are the top five real reasons the U.S. wants regime change in Venezuela. 1) Venezuela is a Bolivarian Socialist Republic The United […]

21 Feb 19
National Post

OTTAWA — A new online poll conducted by Leger for The Canadian Press suggests the Trudeau Liberals haven’t convinced Canadians the country is doing better under their stewardship. In all 46 per cent of respondents said Canada is doing worse since Justin Trudeau’s Liberal government was elected in 2015, while only 22 per cent believed […]

21 Feb 19
Quartz
Some of America’s biggest tech companies are pairing off with the country’s biggest banks. The latest marriage is between Apple and Goldman Sachs, which are teaming up on a credit card linked to Apple’s digital wallet, according to the Wall Street Journal (paywall). The joint offering could launch later this year, and would provide extra financial features via Apple Pay, such as managing balances and setting spending goals. Last year, the newspaper reported (paywall) that Amazon and JPMorgan are in discussions to start a checking account service. Both Apple and Goldman have something to gain from the partnership. As iPhones sales flag, Apple is looking to boost its recurring services revenue to $50 billion by 2020, and teaming up with Goldman gives the tech giant a way to branch into financial services without the regulatory scrutiny of becoming a bank. Its Apple Pay service, slow to catch on the US, will soon face even more competition from contactless cards. Goldman, meanwhile, has been expanding in consumer banking and needs to reach more consumers—the hundreds of millions of people who use Apple devices could certainly help them do that. Goldman’s trading-dependent business model was upended by post-crisis regulations, and its stock price has wilted under recent legal troubles. The New York bank jumped into consumer banking in 2016 and has been rapidly ramping up savings deposits and a personal loan portfolio. The consumer division is fully digital and doesn’t have physical bank branches, but lacked an app for reaching consumers until it bought Clarity Money last year. While many of the largest US banks have long-standing ties to Visa and the credit card industry, Goldman is fresh to the game and relatively unencumbered by existing relationships. The Apple Pay card will reportedly use Mastercard’s  payment network, which is the second largest in the US after Visa. The card will offer cash back of about 2% on most purchases, and perhaps more on Apple services and devices, the Journal said. But instead of competing directly in the rewards game, Apple and Goldman may look to get ahead by tightly integrating the card into the iPhone. A risk for financial companies is that Apple Pay becomes widely used and finds a way to skip over the card networks entirely. That’s the model that’s developed in China, where the AliPay and Wechat mobile wallets tower over the card network. Goldman has less to lose than the big consumer banks if a system like this develops. The companies will be walking a careful line. Execs from Goldman’s Marcus division have touted its personal loans as being more financially prudent than typical credit cards, which can become a drain on consumers’ pocketbooks. Research suggests that whizzy mobile payment apps, meanwhile, can result in consumers making even worse decisions with their money. The Journal reported that engineers are looking at features that would encourage better financial habits, like notifications to help restrain spending. One of the biggest opportunities could also be the hardest to pull off. The personal data generated by combining banking and technology services would let the companies offer highly personalized advice, like suggestions for investing, insurance, or even things like refinancing a mortgage. This self-driving money concept is a holy grail for fintech startups as well as broader financial industry. But it risks creeping out customers if it’s seen as overly intrusive. Personal data is a lucrative but dangerous commodity these days. Apple CEO Tim Cook has railed against the data industrial complex, gaining kudos as other tech giants came under attack for misusing customers’ personal information. Goldman’s public image, rightly or wrongly, took a big hit after the financial crisis, which doesn’t help as it pushes into consumer finance. The stakes are high for data missteps these days, and neither company will want to put a foot wrong as they walk down the aisle together.
21 Feb 19
Wichita on the Cheap

Turn the kids’ outgrown or unloved things into spending money this spring at the Kids Closet Connection consignment sale in Wichita, March 6-9, 2019. Just sign up as a consignor to get those gently-used children’s items in the hands of someone who will appreciate them, and spark a little joy in your pocketbook at the same time. It’s a […]

21 Feb 19
carriage style garage doors Weatherford OK

Avoiding Terrible CrimesSexual Assault1. Use initials as opposed to given names on mailboxes and also phone listings.2. Stay clear of remaining alone in an apartment or condo utility room or parking garage.3. Never ever confess on the telephone or at the door that you are alone.4. garage door torsion spring replacement parts weatherford ok is […]

21 Feb 19
NYDaily.nyc

Almost a year before the first votes of the 2020 -presidential contest, Democratic candidates are all over the map. There’s Elizabeth Warren in a drafty warehouse in Des Moines, Iowa, boasting to more than 1,000 people about forcing out a bank CEO. In South Carolina, Cory Booker’s in a college auditorium bringing the crowd to…